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Funeral Planning

Talking about funerals can be seen as insensitive or make a person uncomfortable but knowing that your funeral has been planned (and paid for) can bring great peace of mind to families, as well as saving money.

Following positive feedback from a number of clients we felt they were something that our clients should be made aware of.

As we started to talk with the families we work with, we found that in many cases it was often the children who were more reluctant to consider the death of their parent. The parents were often eager to ensure that their children didn’t need any additional worry when they eventually die.

You may want to purchase a pre-paid Funeral Plan if:

  • You want peace of mind knowing that everything has been taken care of
  • You want to save money by fixing your funeral directors costs at today’s prices
  • Reassurance that your family will be able to celebrate your life, rather than face the anxiety associated with arranging the funeral of their loved on

You decide exactly how you want your funeral to be. By planning it now, you’re taking difficult decisions away from the people you care about – helping them at what will undoubtedly be a stressful time. You can be certain that the funeral you choose is exactly how it will happen.

What is a Funeral Plan?

A pre-paid funeral plan allows you to pay for your funeral at today’s prices and provide guidance to your loved ones.  It allows you to protect you against the rising costs of funerals. 

You can purchase your funeral plan by paying a lump sum or spreading the cost over a number of months or years.  There are many options, and we would be pleased to discuss this with you.

What is included (or can be included) in the cost of a funeral plan?

  • Care of the body
  • A coffin, hearse and funeral director personnel
  • Transportation of the body to the funeral home
  • Visiting the body in a chapel of rest
  • Limousines
  • Ministers or celebrant’s fees
  • Doctors Fee

What is (generally) not included in a funeral plan?

  • Memorial, death or funeral notices
  • Flowers
  • Burial fees or the purchase of a burial plot
  • Digging a grave
  • Catering or the costs of a 'wake'
  • A head stone/memorial stone 

Whose Funeral Plan should you buy?

We work with all of the UK’s leading providers of pre-paid funeral plans, but have no bias towards any particular firm.   We will be happy to discuss which firm would be appropriate in your case.

One of the main criteria's is that the firms we recommend are registered with the Funeral Planning Authority (FPA) who act as 'regulators' for Funeral Planning firms. Those providers who are registered with the FPA must abide by a set of rules and a code of practice and any monies paid to them must be kept in a trust managed by independent trustees.

The ILC (International Longevity Centre)

The ILC has produced a report stating that the UK is facing a funeral time bomb – between 2004 and 2014 the cost of a funeral increased by 80%. They anticipate that the costs could exceed £7,000 by 2020. With the cost of funerals are rising at approximately 9% a year, buying a funeral plan now allows you to secure your funeral at today’s prices.

To find out more about funeral planning, please call: 01442 800811 or click here to find out more